AI-powered
podcast player
Listen to all your favourite podcasts with AI-powered features
How to Budget for the New Month
Ernie's budgeting process is a little different than yours. He doesn't sit down in his bubble bath and sell all the cuts at the end of the month. So he likes to budget two months ahead now, but has used holding categories before. The only time he'd use overfunded would be if there was some massive overspending.