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Credit Is a Way of Bridging the Gap Between Sweat, Equity and Capital
Banks match borrowers and lenders, both in terms of rate and maturity. This is one of the co functions of banks. I think credit an i think credit allows for the application of labor in what is society recognized as like a growth area. If you're willing to put your time into something that the market sees as valuable, there's probably a loan. The only thing we just can do is provide the money and the capital if they're willing to putting in the time.