Fintech Embedded Finance

Nadia: Technology is just one aspect. More important is do you have an aligned risk appetite, right? Are you going for the same segment of customers? Do you have a difference from a challenger, from a Fintech and they'll often be fundamentally different? David: It's worth spending the time on maybe we call it the boring stuff, but it's the risk and the governance really that makes sure that you get the right capability into the market in the way for the customer.

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