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Should You Contribute to a Roth IRA or Pre-Tax as a High Earner? (By Tax Bracket!)

The Personal Finance Podcast

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The Importance of Flexibility in a Roth 401k

Roth: There are no RMDs for Roth IRAs, but there are a couple of things in the works to change that. So you got to make sure that you consider that. And hopefully at some point in time, we have reduced RMDs or RMDs may effectively go away, but I doubt it because Uncle Sam always wants their money. The last one I want you to consider is tax on investment growth. When it comes to your traditional 401k or your IRA, the investment growth will be tax when distributed as RMDs. In Roth's that growth is not tax.

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