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Spending vs saving: finding the balance between YOLO and future you

Australian Finance Podcast

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Are You Spending Too Much?

The 10 Things activity is really important when it comes to figuring out, am I spending too much, am I saving? And then on the other side, and maybe do this on a different day so you don't sort of confuse them, is writing the 10 Things that bring you the most joy to spend money on. You might need to go back through six months of your bank transactions and go, what purchases actually made me really happy when I spent money on them? Then you want to be comparing these two lists side by side. So we've got a PDF to help you with this, but you could just do it on an outcome when you're out at a cafe.

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