Interest rates are obviously rising and on the rise. And I think probably it's going to stay like this for the next probably 12 to 18 months or so, then you'll start to see it ticking back down. But the terms have definitely changed as well. When you're doing bridge loans, it's usually going to be a floating rate. And we're also seeing agency financing. The interest rates are going up, but they're still lower than bridge financing. They're also lowering their LTV as well. That's mostly because valuations have been so high.

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