Will Businesses Participate in the Fractional Reserve Economy of Bitcoin?

It's not a thing that people are directly borrowing bit coin. What going onis, typically somebody's putting up bit coin as collateral an their borrowing fie art against it. I guess the question that be interesting is, will businesses who participate in,. lets say, the fractional reserved economy of bitcoin, would they be suspect to business cycle theory? Or do you think it's actually the other argument: maybe that side is not sustainable without a central bank to beout to bail out the fractional reserve a side?"