The Benefits of Making Extra Income

In good years, when you make extra income and your investments also do well, that's a perfect time to take that extra trip to fly first class. To me, this is a much better solution than figuring out guardrails for your safe withdrawal rate. So the choice is yours. Typical, straightforward, safe withdrawal rate of 4% or use the guardrail or RMD strategy? Make a little money here and there doing something you love. And hopefully never worry about retirement again.