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Never Run Out of Money in Retirement - Use This Free FIRE Calculator!

Two Sides of FI

CHAPTER

SWR Analysis With No Cash Flows

The simulations in this tool are actually done in real dollars, so the inflation rate should have no impact. But that isn't 100% true because if you expect any nominal future cash flows, i.e. those in today dollars, you have to discount those back into real numbers. For example, increased medical or in-home care expenses will cause a net increase of either $1,000 or $2,000 in expenses. Since they are expenses or outflows, please note that the numbers are now negative.

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