I don't think anything that was catastrophic made me feel like we were making a lot of mistakes per se. But I think things that we could put on understood a little bit better could have optimized our situation. And I think there's always the opportunity. If you're looking back, you know, hindsight is 20, 20,. You can potentially make decisions that would have made you better off now. We've benefited quite greatly from payments being paused.