Most financial planters recommend that you plan on living to age 95, and some are bumping that up to a hundred because people are living longer. But there's the majority of your portfolio that you won't need for five years, ten years, 20 years or may be even 30 years depending on your age. And over that long of im frame, you almost have to have that invested in stocks, or a good part of it invested in stocks. If you instead invest in cash or bonds, it's just not going to do it. All right, enough of me yammeringan has words of wisdom here. I'm tollin with you. Before we have to go.