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How the Coming Credit Crunch Could Harm the Economy and Real Estate Prices

Money For the Rest of Us

CHAPTER

The Increase in Reserves at the Federal Reserve

The amount of reserves that banks say they need is so much higher than before the financial crisis. Banks have to maintain certain liquidity standards per regulation. Initial surveys suggest that banks are being more strict in their lending and perhaps not lending as much. With nearly 6,000 auto parts stores and over 17,000 auto care centers, Napa has America's largest network of parts and care.

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