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WCI #234: Roth Q&A: 401ks, Conversions, and What if the Backdoor Goes Away?

White Coat Investor Podcast

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Should You Use the Four 57 Plan?

You're confusing two questions here, so let's separate em out and answer em both individually. The first question is whether you should use the four 57 or not. If it has reasonable investment options, then it's ok to use if the employer is stable. Our next question comes down to one of asset allocation and asset location. What assets you put in which plan? Chances are this bond fund is not the only option. There's probably an s and p 500 index fund in there. But i wouldn't necessarily say, oh, this bond fund's not perfect. I'm not going to use the four57 at all. That's probably a mistake,. Keep in mind, keep in

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