Comparing ISAs and Pensions for Retirement Planning

This chapter delves into the various types of accounts like cash ISAs, stocks and shares ISAs, and lifetime ISAs, discussing their benefits and tax implications for retirement planning. It emphasizes the importance of maximizing employer contributions in pensions and gradually increasing contributions with higher earnings. The chapter provides guidance on balancing investments between ISAs and pensions, considering factors like tax relief, growth potential, and accessibility, and highlights the importance of conducting annual reviews for financial goal alignment.