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100. The 10 Things Holding You Back from Your Financial Goals
Financial Feminist
How to Control Your Financial Life
The second reason that you might not have hit your 100k, the second thing that's standing in your way is not having to plan. You can't actually set goals until you figure out what the current landscape is of your money. Nothing changes in your life unless you change it. All of these things are a much bigger factor in your personal finance equation than your own personal choices.
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