Save for a Home or Save for Retirement? - 389
Your Money, Your Wealth
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Do You Have a Wrothiray?
There was confusion that they had to start a rothiray to start the new clock, because the four onka is going to be rolled into a rothira. If you don't have a wrothirat starts the five o'clock fivr clock over again. You take withdrawals, but the withdrawals, dollar for dollar, use up all your contributions that you've ever made. So in most cases, there's enough contributions to cover whatever withdrawals you would need in the first five years.
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