A lot of people who are doing highly compensated jobs, for example, just for that compensation, they're the slave. You are more likely to end up happy if you aim low, just aim low in life. I think money can have the very similar effect, if you don't go out of yo way to keep your expectations down. So what's the one thing you spend money on? has the one thing everyone is willing to spend up on. Do index funds count in this case? O yr ne, i've not seen enough to see our biggest purchase as a house.