Consumer Protection: Section 75 vs Chargeback

The chapter delves into the protection offered by Section 75 of the Consumer Credit Act, making the card provider jointly liable with the retailer for credit card purchases over a hundred pounds. It compares Section 75 to chargeback protection from credit card companies like Visa and MasterCard, highlighting the importance of understanding these financial terms for consumer rights. The speakers discuss tips for improving credit scores, emphasizing the importance of applying for credit cards wisely and advocating for personal finance education in school curriculums.