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Which approach is better: income-focused or total return investing? Many investors believe they should live off the income their portfolio generates—and never touch the principal. It feels responsible. Conservative. Safe.
But in this episode, I explain why that mindset often leads to worse outcomes.
Listen now and learn:
► Why relying only on dividends and interest can increase your risk
► How a total return strategy offers greater flexibility and sustainability
► What behavioral traps drive the income-only approach
► Research-backed reasons to shift your retirement spending strategy
Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.
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