There's a principle called laddering. Is it kind of appropriate to think about it the same way? Yes, exactly. So it's a little trickier nowadays because in normal times you go further out with a bond or a treasury or a CD, you earn a little bit more interest. The peak is, the sweet spot nowadays is about one year, maybe two years. But still you could buy six months, one year, two year to get hopefully a little bit higher interest rate.

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