The Challenge Within Payments

The end consumer or business experience with moving funds is almost entirely divorced from what's actually happening behind the scenes. A lot of commerce and money movement is handled through visa visa rails but there are a lot of complex things going on that need to be built into these systems. The problem of I need to get funds into the right place at the right time is a big one and it's a big technology problem because there are so many complex things happening behind-the-scenes.