Contrarian Tax Planning Tips | Cody Garrett & Sean Mullaney | 179
Catching Up to FI
Drawdown Principles and Demystifying Tax Fears
Sean introduces four core drawdown rules: spend taxable accounts first, then traditional IRAs, delay Social Security, and use HSAs/Roths strategically.
Sean 'FI Tax Guy' Mullaney and Cody 'Measure Twice' Garrett are two of the smartest financial planning pros who are best known for sharing their deep knowledge in the financial independence community and beyond. They join us today to break down tax planning in a way you may not have ever heard before. They don't agree with some of the conventional advice and make a case for the contrarian views they share in their new book, 'Tax Planning To and Through Early Retirement'. In this conversation, we dive into:
- Top year-end tax tips for later starters
- Affordable Care Act (ACA) premium tax credits
- Drawdown principles
- Moving through the 5 phases of retirement
- How a little tax awareness can go a long way
This discussion is intended to be for general educational purposes and is not tax, legal, or investment advice for any individual. Bill, Jackie, and the Catching Up to FI podcast do not endorse Sean Mullaney, Mullaney Financial & Tax, Inc. and their services.
===DEALS & DISCOUNTS FROM OUR TRUSTED PARTNERS===
๐NEW PARTNER: Alloy
TheAlloyMarket.com offers a seamless and efficient way to sell your gold, silver, and platinum jewelry, regardless of its condition. They are committed to transparency and fairness, ensuring you get the best possible value for your items. Visit TheAlloyMarket.com and use referral code CUTOFI15 to get a $15 bonus when you sell items over $199 (limited time offer).
For a full list of current deals and discounts from our partners, sponsors and affiliates, click here: catchinguptofi.com/our-partners
๐ฉ Sign up for our newsletter (NEW!)
๐ Visit Catching Up to FI website
๐Connect with us
โ Like what you hear on Catching Up to FI? Support the show at "Buy Me a Coffee"
๐๏ธWe love hearing from you! Record a Voice Message with your feedback or question Record a Voice Message with your feedback or question
RESOURCES MENTIONED ON THE SHOW: (As an Amazon Associate, I earn from qualifying purchases.)
๐ Tax Planning To and Through Early Retirement
--Cody Garrett
๐ Measure Twice Money
--Sean Mullaney
๐ FI Tax Guy
๐บ FI Tax Guy YouTube
๐ Solo 401(k): The Solopreneur's Retirement Account
๐ UBS Global Wealth Report 2025
โฐ 'Catching Up to FI' Episodes
Tactical Tips and Tripwires: The DIY Financial Planner's Guide | Cody Garrett | 112
Year End Tax Planning | Sean Mullaney | 045
Music Money Man | Cody Garrett | 035
Life & Taxes | Sean Mullaney | 013
72(t) Expert Tells All: No More Secrets About Early Withdrawals (Part 1) | Bill Stecker | 131
Cashing in on 72(t): The Goldmine of Early Retirement Rules (Part2) | Bill Stecker | 133
If you enjoyed this episode, please follow the show on your podcast player and leave us a rating or review. If you want to watch, be sure to subscribe to our YouTube Channel. This helps others find the show and keeps us creating great content for you!
โ ๏ธDisclaimer: Our content is for general education and information purposes only. We are not providing financial, legal, or tax advice. Always do your own research or consult a professional before making important decisions.
The AI-powered Podcast Player
