The conversation now is, because inflation is high in oter countries, central banks are raising interest rates. In the past this has caused house prices to fall or even crash as cost of servicing mortgages goes up. I think ther's theres pan of two reasons to expect that won't be the case this time. One is that i don't think cheaper borrowing costs were a huge driver of house price increases to begin with. The other reason is that our people have locked in very cheap borrowing costs for many years by getting fixed rate mortgages. So the kind of sensitivity of households to increases in interest rates much lower than it used to be.