Gusa: It seems like every time I try to buy something in a store or online, they're offering to have me not pay for it today. Buy Now Pay Later options are basically short-term financing options that lets consumers make a purchase and take it home now for a small payment and paying for it in full later. Many of them promise little to no fees, no interest, and a pretty instant or quick credit approval. Gusa: At this point, the possibilities are pretty much endless.

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