Are We Going to Have a Pandemic?

In its defense, that's where you might well apply sort of business innovation into that kind of stuff. So I wouldn't necessarily be down on people trying to work out how to make vaccines faster. And in fact, the one of the great financial innovations that came out of the pandemic was this idea of advanced purchases. We actually paid for the thing before you've even designed it and that funded the research in order for us to go and make the vaccine. There's a lot of talk about how we can do that with climate change. But if we can pay for them and in advance the way you pay for a mortgage on a grand scale, then that's an interesting conversation.