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Navigating AI Lending and BNPL Trends
This chapter explores Upstart's AI-driven lending marketplace, showcasing its financial achievements and the role of consumer trust in its future growth. It also discusses the competitive dynamics in the Buy Now, Pay Later market, particularly the partnership between JP Morgan and Klarna, and examines the changing regulatory landscape. Additionally, the evolving strategies of Klarna and Affirm are highlighted, providing insights into their approaches to consumer relationships and market positioning.