Stop Letting Other People Wreck Your Finances
The Ramsey Show
Should I take a loan to pay off debt in collections?
Sean asks about refinancing a $3,000 collections debt into a smaller payment; hosts advise against extending payments and recommend increasing income and addressing an underwater car and high interest.
🤔 Can an online will work for you? Take this quiz to find out! Rachel Cruze and George Kamel answer your questions and discuss:
- "Should I take out a loan to pay off debt in collections?"
- "How do I convince my husband to quit his church job?"
- "How do I stop spending so I can reach my financial goals?"
- "I don't trust the decisions my husband is making in our business..."
- "How do I tell my parents that I got into my dream school?"
- "How do I talk to my dad about his retirement plan?"
- "How do I stop my in-laws from guilting my husband into giving them money?"
Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
📱 Get episodes early in the free Ramsey Network app!
💻 Find out where you stand with your money and get a free plan.
📈 For help with investing, get connected with a SmartVestor Pro.
Connect With Our Sponsors:
- Stop paying more and start shopping smarter at ALDI.
- Get 10% off your first month of BetterHelp.
- Go to Boost Mobile to switch today!
- Go to Casper Sleep and use promo code RAMSEY to learn more.
- Learn more about Christian Healthcare Ministries.
- Get started today with Churchill Mortgage.
- Get 20% off when you join DeleteMe.
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
- Find top health insurance plans at Health Trust Financial.
- Use code RAMSEY to save 20% at Mama Bear Legal Forms.
- Visit NetSuite today to learn more.
- For more information, go to SimpliSafe.
- Get started with YRefy or call 844-2-RAMSEY.
- Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
The AI-powered Podcast Player
