investment reporter, madison derbyshire, reported on this story. She talked about this mentality that she's found a and a lot of it has to do with the economic quality of life in the us. And how it seems to have become harder and harder to become better off than our parents generation. But i think for me, the big enabler is technology. Wen you think about the past few years, there h've just been absolutely huge developments in financial technology,. How does that all play into the thinking of the moonshot generation?