Mobile Money in Simbabe and Sambia

A lot of people have smart phones, mostly antroid because it's cheaper. And many people also have those old nocia phones. There is a high adoption of mobile money in a simbabe as well as in sambia. People are very used to use a money wire, text messages on their phones. This is also more reliable, because if you have an down or the internet is expensive, people can't afford to use the internet, but they still can use their mobile money. But mobile money, of course, has its disadvantages. It's centralized, or sometimes the government says,. eco cash, the company, you have to change the way you give out accounts,