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Savings Q&A special – ISAs, savings tax, pay off debt or save and more. Plus credit card beginners guide

The Martin Lewis Podcast

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Mastering Credit Cards

This chapter demystifies credit cards by exploring their dual roles as transactional tools and loan mechanisms, while offering strategies for effective usage. It emphasizes the importance of paying off balances in full to build a strong credit profile, and discusses the misconceptions surrounding credit scores in the UK.

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