The Way That People Spend Money Is Not Even

Some companies offer non recourse loans. So they'll if the stockers down, the pay doesn't have to pay it. But loan forgiveness is a taxable event. In a lot of cases, these employees still have to pay taxes on the value of the loan. The way that people spend money is not even. It's very uneven. Especially when people have like, major life of some description or another, you might need a lot of money quite quickly. Then some kind of bridging mechanism to basically sort of like tide you through from your paper wealth to the liquidity event makes certain amount of sense. If you do need a large amount of money right now, thenn getting a ten p