I Don't Know How to Time It Right, Right?

We're going to call her unlucky Ursula. She is going to take the same strategy, but poor girl just can't get right, right? So let's assume that she has the exact same savings rate, but instead of buying at the bottom of every bear market, she buys at the top of every bull market. And then we have this throwaway third person called Diane and let's just say she says, I don't know how to time it. I'm going to just do it every single month. Well when you think about entry dates, we're showing a chart right here. This shows the S&P 500 from 1980 all the way until now. Everywhere that you see