The Financial Fragileness of Mortgage Servicing

There's a lot of concern worry, and this was also brought up in the context of that Silicon Valley bank. But I don't think any one of these institutions is systemic in the sense of that we could not resolve its assets in a way that would have made interruptions to the economy and mortgage markets. And so Fannie and Freddie have a large history. You know, there's even the ability we can take a failed or Fannie Freddie rather, it's not up saying we, Fannie andFreddie can taken a failed large servicer  and turned it into a sub servicer without firing any of the employees. So and these are things we walk through in that we