If you think you can re deploy the money and make more money at a similar risk level then, by all means, it's a great move. The only other thing that i would add is that, as principle, as a philosophy, i would recommend evaluating an asset not based on the type of loan that you have, but rather based on the asset itself. Don't use a cheap loan to justify holding an under performing asset. If something is not worthy of being held in cash, then don't take out a loan to hold it. I'm going to throw that word around everywhere. Find a way to include it in all my text messages, not your phone calls. We're right

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