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How to Get a Guaranteed 5% Return on Your Emergency Fund - Money Q&A

The Personal Finance Podcast

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How to Get a Zero Balanced Credit Card to Lower Your Interest Rate

If you have a credit card interest payment that is really, really high, consider transferring it to a zero balanced credit card. Then prioritize your dollars towards paying down that debt. Is it worth it to buy a house with 20% and paying PMI? You can get theatrical here, but you want to make sure that you have some solid reasons in place on why you want to lower that interest rate.

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