FinTech Solutions' Pro-Corp Pay

Pro-Core has been in the risk management business for 20 years. Next year, Pro-Corp Pay will allow us to move all of the money that's already in the value chain from the owners to the subs through a payment network. The other one is the material finance business. We're going to be partnering with a third party that will actually do the, provide the funds. And then on the insurance front, we know we're risk-lising construction. That allows us to put together these risk profiles to build and provide insurance to our customers but also those who use our platform.