Property expert and investment strategist Ravi Sharma joins James Smith to reveal the problem with the global housing market.
This is no longer just a hurdle for first time buyers; it is a systemic time bomb that is stripping away financial agency and threatening the future of social mobility. The quiet crisis of skyrocketing prices is not an accident of the market, but the result of a rigged system that prioritizes corporate incentives over human survival.
Ravi Sharma's YouTube Channel: https://www.youtube.com/c/PersonalFinancewithRaviSharma
We cover:
⬛ Why Housing Affordability is a Global Crisis
⬛ Property, Pensions and the Rigged System
⬛ The Truth About Mortgages and Wealth Building
⬛ Renting for Freedom vs Buying for Status
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0:00 Housing Market Reality Check
0:36 Housing Affordability: A Persistent Challenge
1:56 Personal Journey in Property and Renting
7:06 Landlord Perspectives and Property Investment
12:05 Mortgage Strategies and Wealth Building
19:16 Overcoming Financial Anxiety and Fear
23:11 Property vs. Other Investment Options
28:04 Challenging Traditional Financial Advice
34:01 Leveraging Offset Mortgages Strategically
40:24 Emotional vs. Rational Property Decisions
45:05 Property Investment Process Explained
49:52 Breaking Free from Emotional Financial Traps
54:35 Ethical Considerations of Property Investment
59:36 Advice for Younger Generations
1:02:24 Renting as a Path to Personal Freedom
1:07:54 Financial Decisions and Life Constraints
1:10:16 Investment Strategies for Different Scenarios
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