Navigating Canada's Housing Crisis

This chapter explores the pressing issue of housing affordability in Canada, delving into historical mortgage contexts and innovative financing solutions for low and moderate-income individuals. It discusses the potential benefits of non-market housing and modular solutions while critiquing the challenges posed by zoning laws and rising costs. The conversation advocates for a collaborative approach among federal, provincial, and municipal governments to develop effective housing strategies and ensure that housing remains a necessity rather than a speculative investment.