Cost of living, borrowing and lifestyle loans

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(00:00) – Intro
(04:57) – Raj Shamani x Saurabh Mukherjea begins
(08:24) – Mimetic desires
(15:21) – The Indian community as a scapegoat
(19:20) – China’s leverage
(25:27) – The rupee heading towards 100
(35:52) – Increase in Gen Z spending
(41:48) – Decrease in taxes
(46:07) – Impact of AI in 2026
(56:00) – Second-order beneficiary companies
(1:17:25) – Restrictions on F&O
(1:19:50) – Rise of women’s cricket
(1:34:23) – Samay Raina’s contribution to chess
(1:36:59) – Geography and sports
(1:40:15) – Pollution and politics
(1:44:12) – Hosting in an alcohol-prohibited state, census, and narratives
(1:52:51) – Earning money when everything is falling apart
(1:56:40) – Is the Indian economy dependent on the US?
(2:00:10) – The old narrative of India
(2:05:07) – Why does the US want India to become a scapegoat?
(2:08:01) – Double-digit growth and Elon Musk
(2:13:20) – Will big companies make profits?
(2:19:47) – Gold and silver
(2:24:51) – Closing thoughts
(2:24:54) – BTS
(2:25:47) – Outro

In today’s episode, we have Saurabh Mukherjea, Author and Founder of Marcellus Investment Managers, sharing clear and practical insights on money and what to expect in 2026. We talk about what’s happening in America, Trump’s role in global politics, and why India often ends up being blamed in bigger economic narratives. The conversation also covers the ups and downs of the Indian economy and what growth is actually real.

We further talk about pollution and politics, and how closely they are connected. These two forces are likely to shape policies, investments, and public decisions in 2026, making them important themes to watch.

Subscribe for more such conversations!

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⁠⁠⁠⁠⁠⁠About Raj Shamani

Raj Shamani is an Entrepreneur at heart that explains his expertise in Business Content Creation & Public Speaking. He has delivered 200+ speeches in 26+ countries. Besides that, Raj is also an Angel Investor interested in crazy minds who are creating a sensation in the Fintech, FMCG, & passion economy space.

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About Figuring Out

Figuring Out Podcast is a Candid Conversations University where Raj Shamani brings raw conversations with the Top 1% in India.