What they don’t teach you about money
Working It
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How to Choose the Right Credit Card for You
There's a lot of pressure on young people to get a credit card. To have a good credit score is going to unlock things like mortgages and other financial products in phone contracts later in life. Having a credit card can be a good idea because you're building up a history of being able to borrow money and pay it back. But as Sarah, the Debt Camels says, you only really need to get into credit cards a couple of years, maybe before you're applying for a mortgage. There's no rush. It's not something that you have to do,. Although obviously there are advantages when you're buying, you get more protection. You must treat that responsibly.
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