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The Effect of Credit on Growth
There's almost like no functioning credit system in India. Or there is, but it's for the very small sliver at the top. And just think about fundamentally the effect of credit, right? I mean, why do you use credit? You literally cannot grow an economy without credit,. Otherwise you're matching up all your pay cycles. It's a time machine. The real value capture is can. So, you know, for these ecosystems and markets themselves.