The Ginny May market, though, as an indicator of what can happen will. The ladder would make sense if he has his down payment money subdivided into a couple of buckets with one bucket being the cash reserves that he wants for after the close of the sale. You know what's cool about CDs is that you can take a ladder strategy, so you can have some of your money in a 12-month CD, some in nine months, some in six months. And traditionally, there's not much volatility in any of these assets we talked about, right? But look at the Ginny May Market, though,. as an indicators of what can happening will.

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