Is There a Need for Life Insurance?

i bought a whole life a insurance policy about six years ago with about forty five thousand dollars rolled over from two previous life insurance policies. Now i've been kind of more looking into finances, and i've realized that that was probably a bad investment. I don't have any real beneficiaries that would need money i the surrender period. Oyou know what the surrender percentage is right now? It would abe about 12 hundred dollars. Ok. Any need for life insurance at all? I honestly don't think so.