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Bit Coin
The people who are totally on top of this and get it are the crypto currency guys. I don't think governments are going to let them win in the end. It's much less politically expedient to consider outlawing bit coin now than it was five years ago. And five years from now, it's going to be even harder. So we may get to a point of no return where the bit coiners really do define a new global financial system.