12min chapter

All the Hacks with Chris Hutchins cover image

Beyond the 4% Rule: Smarter Strategies for Financial Independence with Karsten Jeske

All the Hacks with Chris Hutchins

CHAPTER

Rethinking the 4% Rule in Retirement Planning

This chapter critiques the traditional 4% rule for retirement withdrawals, highlighting its limitations and the importance of personal circumstances in financial planning. It discusses the need for tailored approaches, the impact of market conditions, and emphasizes using historical data and simulation methods for more accurate retirement planning.

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