Analyzing the Housing Market Trends in New Zealand

The chapter explores the housing market in New Zealand, touching on factors like house prices fluctuations, interest rates, migration impact, regulatory changes, loan to value ratios, debt to income limits, and the potential effects of these dynamics on lending and housing prices. It also discusses the role of Debt to Income ratios in controlling house price surges, the impact of migration boom, interest rate changes, housing shortages, and considerations on the global economy's influence on New Zealand's economic challenges.