Rebalancing your portfolio is something that I see amateur investors get confused about. It's the difference between rebalancing a portfolio and reallocating a portfolio. And we'll talk about both in this week's Q&A session.
In this episode we answer emails from Charlie, Jimi and Freya. We provide explanations of the concepts of rebalancing and reallocation, talk about a listener's favorite sound clip and about creating a simple starter portfolio for a very small U.K. investor. And we take a poke at the new Morningstar report on retirement forecasting and projected safe withdrawal rates, and the vast changes they made from last year.