To HECS or not to HECS, bad financial decisions & ESG ETFs (Adviser Q&A)
Australian Finance Podcast
00:00
Navigating Financial Decisions and Ethical Investing
The chapter covers seeking personal financial advice, considerations around HECS debts and pursuing further education, managing debt through lump sum payments, overspending on luxury purchases like cars, and the complexities of ethical investing with ESG filters. It emphasizes the impact of financial decisions on cash flow, the allure of unnecessary luxury possessions, and aligning investments with personal values despite challenges in defining ethics. Listeners are encouraged to make practical choices, understand the implications of borrowing capacity, and strive for alignment with their values in building an ethical investment portfolio.
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