The REI Concierge Podcast cover image

Mortgage Banker, Gabe Whitmer, sheds light on recent changes in lending

The REI Concierge Podcast

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Understanding Mortgage Underwriting

This chapter explores the underwriting process in the mortgage industry, focusing on the essential role of documentation and communication in avoiding issues. It differentiates between manual and automatic underwriting, while clarifying the roles of mortgage bankers and originators. Additionally, the discussion addresses current trends in lending practices and strategies for investors navigating high down payments and rising interest rates.

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