Navigating Home Loan Bank Reform and Regulatory Challenges

The chapter explores the complexities surrounding home loan bank reform, discussing a recent CBO study estimating a $7.3 billion subsidy and potential impacts on regulatory efforts. It delves into the delays in releasing a report, the Basel III endgame proposal, and the dynamic regulatory landscape influenced by upcoming elections. The conversation also reflects on the post-financial crisis environment, highlighting the interplay between banks, regulators, and legal challenges.